About Us

Brief History of KGSHIA

Kogi State Health Insurance Agency (KGSHIA) was established by law in April 2019 to provide equitable access to quality and affordable healthcare services to all residents of Kogi State through health insurance in order to meet global target of attaining Universal Health Coverage by 2030.

Sequel to the 2015 National Council on Health (NCH) resolution where in states were encouraged to establish State Social Health Insurance Agencies to help the country accelerate the journey to Universal Healthcare Coverage, His Excellency Alhaji Yahaya Bello, the Executive Governor of Kogi State immediately gave the Ministry of Health, a matching order to kick start the process of establishing a state Health Insurance Agency which birthed KGSHIA.

Our Departments

Operation, Standard & Quality Assurance.
Information and Communications Technology (ICT).
Health Planning, Research and Statistics.
Finance and Account.
Corporate Affairs.
Contribution Management

Our Vision

An agency that provides equitable access to quality and affordable healthcare services for all residents of Kogi State irrespective of socio-economic status to ensure universal health coverage.

Our Mission

To provide an efficient and suitable mechanism of pooling financial resources for strategic purchasing of health care services to confer optimal financial risk protection to all residents of Kogi State.

Our Objectives

The principal objective of the agency is to implement, supervise, regulate and ensure effective administration of kogi State Health Insurance Scheme.
Ensure that every resident of the state has access to quality and affordable healthcare services;
Ensure the provision and maintenance of high standard of healthcare delivery services;
Ensure equitable distribution of healthcare costs across different income groups;
Protect families from the financial hardship of huge medical bills;
Ensure equitable distribution of health facilities within the state;
Provide alternative funding to the health sector of the state;

Core Values

Client Satisfaction

We are committed to making sure our customers are satisfied at all times. Premium Service quality is ensured through our accredited facilities and highly trained staffs ready to attend to your healthcare needs at all times.

Equity

Equity remains a priority in the design and administration of our programmes to ensure we confer financial risk protection to all residents of Kogi State while accessing healthcare services.

Quality

The quality of care our enrollees receives is our top priority which must be effective, efficient, safe, people-centered, timely integrated and equitable.

Accountability

In KGSHIA, wh have a culture of accountability in the provision of access to quality healthcare which allows us to align our resources towards achieving Universal Health Coverage (UHC).

Transparency

Transparency in cost sharing is the bedrock of the interpersonal relationship with our enrollees.

Commitment

We are comitted to providing equitable access to quality and affordable healthcare services to all residents of Kogi State irrespective of socio-economic status to ensure Universal Health Coverage (UHC) .

Responsiveness

In access to service delivery is a key performance to deliver quality health services to our enrollees.

Formal Sector Health Insurance Program

Formal Sector Plan (Fos-Care)

For Public Sector Employees
Premium Contribution: Employee contributes 3.5% of their basic salary while employer contributes 5% of each employee's basic salary.
36,275 VIP enrollees accessing care.
Co-payment: 10% co-payment on drugs.
Family package: Principal enrollee, spouse and 4 biological children less than 18 years of age.

Tertiary Institution Social Health Insurance Plan (TISHIP)

For Students of Tertiary Institutions
Premium Contribution: Institutional medical fee (N2,000 subject to review)
Access to care not yet activated
Co-payment: Not applicable
Single package.

Retirees Contributory Health Insurance Plan (RCHIP)

For pensioners
Premium Contribution: N15,000 per annum
Access to care not yet activated
Co-payment: 10% co-payment on drugs
Single package.

Vital Contributory Health Insurance Plan (VITACHIP)

For Individuals, Families and Groups
Premium Contribution: N15,000 per annum
421 VIP enrollees
Co-payment: 10% co-payment on drugs
Single/family/group package

Informal Sector Healthcare Plan

Basic Health Care Provision Fund (BHCPF) for Vulnerable Residents

BHCPF is a grant from Federal Government to states.
Earmarked fund from < 1% of consolidated revenue of the federal government
Target beneficiaries are pregnant women, children less than 5 years of age, people with disability, elderly persons above 65 years of age and poorest of the poor.
96,788 VIP enrollees accessing care
Co-payment: No co-payment
Single package.

State Equity Plan (SEP/Bello Care) for Vulnerable Residents

Premium Contribution: Free for vulnerable persons in the state mainly
Target beneficiaries are pregnant women, children less than 5 years of age, people with disability, elderly persons above 65 years of age and indigent residents.
13,666 VIP enrollees accessing care
Co-payment: No co-payment
Single package.